Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

 

Saskatoon, Warman, Martensville, Osler and Area  |  Saskatoon Homes For Sale  |  Saskatoon Listings By Map  |  For Sellers  |  For Buyers  |  Contact Adam  |  About Adam  |  My Blog  |  Moving Tips  |  Saskatoon Quick Facts  |  Golf Courses  |  Saskatoon Real Estate Agent  |  Additional Services  |  Saskatoon Neighbourhood - Wildwood  |  Saskatoon Neighbourhood - Briarwood  |  Saskatoon Neighbourhood - College Park  |  Saskatoon Neighbourhood - Lakeridge  |  Saskatoon Neighbourhood - Lakewood Suburban Centre  |  Saskatoon Neighbourhood - Lakeview  |  Saskatoon Neighbourhood - Rosewood  |  Saskatoon Neighbourhood - Adelaide/ Churchill  |  Saskatoon Neighbourhood - Avalon  |  Saskatoon Neighbourhood - Brevoort Park  |  Saskatoon Neighbourhood - Buena Vista  |  Saskatoon Neighbourhood - Eastview  |  Saskatoon Neighbourhood - Exhibition  |  Saskatoon Neighbourhood - Greystone Heights  |  Saskatoon Neighbourhood - Grosvenor Park  |  Saskatoon Neighbourhood - Haultain  |  Saskatoon Neighbourhood - Holliston  |  Saskatoon Neighbourhood - Nutana Park  |  Saskatoon Neighbourhood - Nutana Suburban Centre  |  Saskatoon Neighbourhood - Queen Elizabeth  |  Saskatoon Neighbourhood - Stonebridge  |  Saskatoon Neighbourhood - The Willows  |  Saskatoon Neighbourhood - Arbor Creek  |  Saskatoon Neighbourhood - Erindale  |  Saskatoon Neighbourhood - Forest Grove  |  Saskatoon Neighbourhood - Silverspring  |  Saskatoon Neighbourhood - Sutherland  |  Saskatoon Neighbourhood - University Heights  |  Saskatoon Neighbourhood - Willowgrove  |  Saskatoon Neighbourhood - Confederation Park  |  Saskatoon Neighbourhood - Dundonald  |  Saskatoon Neighbourhood - Fairhaven  |  Saskatoon Neighbourhood - Hampton Village  |  Saskatoon Neighbourhood - Holiday Park  |  Saskatoon Neighbourhood - Hudson Bay Park  |  Saskatoon Neighbourhood - Massey Place  |  Saskatoon Neighbourhood - Meadowgreen  |  Saskatoon Neighbourhood - Montgomery Place  |  Saskatoon Neighbourhood - Mount Royal  |  Saskatoon Neighbourhood - Pacific Heights  |  Saskatoon Neighbourhood - Parkridge  |  Saskatoon Neighbourhood - Caswell Hill  |  Saskatoon Neighbourhood - City Park  |  Saskatoon Neighbourhood - King George  |  Saskatoon Neighbourhood - Pleasant Hill  |  Saskatoon Neighbourhood - Riversdale  |  Saskatoon Neighbourhood - Westmount  |  Saskatoon Neighbourhood - Kelsey / Woodlawn  |  Saskatoon Neighbourhood - Lawson Heights  |  Saskatoon Neighbourhood - Mayfair  |  Saskatoon Neighbourhood - North Park  |  Saskatoon Neighbourhood - Richmond Heights  |  Saskatoon Neighbourhood - River Heights  |  Saskatoon Neighbourhood - Silverwood Heights  |  Saskatoon Neighbourhood - Kensington  |  Saskatoon Neighbourhood - Westview  |  Aberdeen Houses For Sale  |  Allan Houses For Sale  |  Asquith Houses For Sale  |  Clavet Houses For Sale  |  Dalmeny Houses For Sale  |  Delisle Houses For Sale  |  Dundurn Houses For Sale  |  Elstow Houses For Sale  |  Grandora Acreages For Sale  |  Hague Houses For Sale  |  Hepburn Houses For Sale  |  Laird Houses For Sale  |  Langham Houses For Sale  |  Martensville Houses For Sale  |  Rosthern Houses For Sale  |  St. Denis Houses For Sale  |  Osler Houses For Sale  |  Vanscoy Houses For Sale  |  Vonda Houses For Sale  |  Waldheim Houses For Sale  |  Warman Houses For Sale  |  Neuanlage Houses For Sale  |  Blackstrap Lake Houses For Sale  |  Blucher No. 343 Houses For Sale  |  Corman Park Houses For Sale  |  Bradwell Houses For Sale  |  Duck Lake Houses For Sale  |  Saskatoon Neighbourhood - Evergreen  |  Testimonials  |  Saskatoon East Side Condos For Sale  |  Saskatoon West Side Condos For Sale  |  Most Expensive House In Saskatoon  |  Most Affordable Houses In Saskatoon  |  Snorkeling at Riu Club Negril, Jamaica   |  Adam's Listings  |  Saskatoon Neighbourhood - Brighton  |  Saskatoon Neighbourhood - Aspen Ridge  |  Saskatoon Neighbourhood - Blairmore  |  Saskatoon Neighbourhood - Elk Point  |  Saskatoon Neighbourhood - Holmwood  |  Corman Park NW Acreages For Sale  |  Corman Park NE Acreages For Sale  |  Corman Park SW Acreages For Sale  |  Corman Park SE Acreages For Sale  |  The Legends - Warman Homes For Sale
 

Privacy Policy  |  Site Map  |  Profile  |  Sign In

Choose language: